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Saturday, June 16, 2018

Best current account for young people

HOW TO CHOOSE THE BEST CURRENT ACCOUNT FOR YOUNG PEOPLE
The "Youth Account" is a type of special current account dedicated to a specific range of customers, so much so that it is defined as "young" for the reason above; it is offered by almost all the Credit Institutions interested in involving a constantly evolving target such as young people aged between 18 and 26 years. There are various types, so we now see how to choose the best current account for young people.

The reason why banks invest a lot in this type of account holder, offering a complete set of ad hoc services that allow young people to use the account as if it were a piggy bank where to put aside the first savings and make them profitable, is precisely in fact that the target 18/26 years is growing strongly.

Best current account for young people



TYPES OF CHECKING ACCOUNT FOR YOUNG PEOPLE
To choose the best current account for young people we need to know that Banks are able to offer personalized services to its customers, for this reason the same current account for young people is usually divided into two different types:

Account Young students
in this case the current account is designed specifically for a specific target, ie university students. In this regard, the account is able to offer services designed exclusively for the student, as an extremely low management cost and many advantages.
Young workers account
This is a current account designed for young people who are preparing to enter the world of work and start a professional career. Also in this case the young account is able to offer the account holder a series of facilities that make it very advantageous.
BENEFITS OF THE YOUNG STUDENT ACCOUNT
The Young Student Account offers the following advantages:



Reduced management costs of debit cards and prepaid cards;
Free account management fee;
Reimbursement by the Bank of stamp duty;
Traditional banking transactions, such as wire transfers, withdrawals, deposits, zero expenses;
Privileged access to loans / financing for training courses, post-graduate masters;
Discounts for travel, shows, computer equipment and purchase of personal computers;
Internet Banking service to access the account remotely;
Access ATM terminals at reduced costs;
Special facilitations in payment by POS;
Bancomat set up with V-PAY security system;
Prepaid credit card;
BENEFITS OF THE YOUNG WORKERS ACCOUNT
The Young Workers Account offers the following advantages:

Increasingly no account opening costs;
Monthly fee between 1 and 5 euros;
Stamp duty of 34.20 reimbursed by the Bank itself;
General services: credit card, free ATM throughout Italy, credit salary, domiciliation of utilities, checkbook;
Internet Banking service to access the account remotely;
Access to ATMs at reduced costs;
Facilitations for payments to POS;
Bancomat set up with V-PAY security system;
HOW TO CHOOSE THE BEST CURRENT ACCOUNT FOR YOUNG PEOPLE
On the market there are numerous offers from credit institutions, both traditional and online operators. Competition is always higher to the advantage of account holders, who have the opportunity to juggle the thousands of offers and choose the most convenient one.

The advice to choose the best current account for young people is to evaluate all the offers and packages that are proposed to us, analyze them and compare them to each other. Keep in mind that even the offer offered to us online is usually safe and very advantageous, due to the reduced running costs of the Bank itself.

If you decide for the services offered by a credit institution on the spot, then you should contact the counter directly and acquire all the necessary information through the operator in charge. To the latter we can ask, for example, a consultation on the services offered and the explanation of the contract offered.

If, instead, we opt for the opening of an online current account , the choice will be guided by a careful evaluation of the offered products by connecting directly to the various websites of the Banks and using the useful price comparators on the search engines of the web.

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