Deposit accounts: security and yield for your savings

n the period of crisis that we are going through, every person has a particular attention to the liquidity that with so much sacrifice and daily commitment succeeds in accumulating as a saving in the future perspective. And there are many schools of thought on how to keep their savings, from those who invest them in securities to those who prefer the brick.



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Deposit accounts

Then, there are those who prefer to rely on deposit accounts , which allow them to set aside sums of money for longer or shorter periods so that they can accrue interest , even if the uncertainty of many banks can inhibit savers from entrust their savings to them.



In this context, therefore, it is increasingly important to understand which variables to take into consideration and how to choose carefully the deposit account to be relied on. In addition to the interest rate that the bank corresponds, in fact, it is good to also take into account the solidity index of the institution that provides the service , and cross the data in order to identify a deposit account that is able to offer both a good performance, both a high level of security guaranteed by the solidity of the bank that manages it.

Efficiency and solidity: rendimax solutions

The deposit accounts that best interpret these needs include rendimax, the deposit account of Banca IFIS . The credit institution, in fact, is one of the most solid on the Italian scene , to the point that it can boast a CET1 (Common Equity Tier 1) equal to 14.68% . The index expresses the ratio between ordinary paid-in capital and risk-weighted assets: the higher this index is, the more solid the bank is . If we consider that the minimum value established by the ECB for this index is 7%, it is even more evident that Banca IFIS can be considered a secure credit institution .



rendimax is a free, secure, profitable and guaranteed online deposit account, available to private savers , businesses and bankruptcy trustees . A financial solution that can be used by more than one type of saver, therefore, and designed precisely for those who want to get a high return from their savings without putting at risk the sacrifices of a lifetime.

Why choose rendimax

The solutions provided by rendimax are different, both in the free version and in the restricted version, which offer a nominal annual gross rate of 2.15% for the three-year restricted account , of 2.3% for the four-year account and 2.60% to five .

The high rate and soundness of Banca IFIS must also be added to the fact that the capital deposited by savers in rendimax can not be used in derivative financial instruments , avoiding possible dangers and exposures to risky investments.

rendimax can be conveniently opened and managed online , through the dedicated website, but also via a convenient app for smartphones and tablets.

It should also be considered that, in addition to other advantages, rendimax is an account that does not require opening and management fees , with stamp duty paid by the bank for the whole of 2016 and a dedicated customer service accessible through multiple channels, from the telephone to social network.

Banca IFIS, then, adheres to the Interbank Deposit Protection Fund which guarantees deposit protection up to a maximum of 100 thousand euros.